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Dream Finder

Find the right Indian credit card for your next reward move

Similar in spirit to a card accelerator, but tuned to Swype's catalog: Indian issuers, annual fees, lounge signals, travel pathways, reward styles, and benefit language that already exists in your cards data.

Cards indexed
257
Issuers covered
32
Goal selected
Travel Transfers
Spend plan
₹50,000
Prioritize transfer paths, travel earn, and flexible redemptions.•Annual fee cap: ₹3,000•Results use current catalog language, fee data, and Swype's travel-path inference.
Spotlight

Fast ways to start

Tap a preset to instantly reshape the filters and jump into a curated slice of the catalog.

Ranked Results

139 cards match your current setup

These rankings are tailored to the spend plan and filters above, then balanced against the current catalog's fee, perk, and travel-access signals.

Top match
98
SBI Card
Air India SBI Platinum Credit Card
SCReward Points
Air India family programMiles & More
Top matchCo-Branded (Airline)

Air India SBI Platinum Credit Card

15 RP per Rs. 100 on Air India tickets 2 RP per Rs. 100 on other retail spends

Why it fits
Air India family program + Miles & More gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
Perk stack: Maharaja Club Silver tier, 4 complimentary domestic lounge visits per yea…
Watchouts
No major caution stood out from the current catalog data.
Maharaja Club Silver tier4 complimentary domestic lounge visits per year1% fuel surcharge waivertravel insurance 16.20+ Additional SBI Co-Branded/Segment Cards
Est. yearly reward value
₹33,300

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 1,499 + GST
Reward typeReward Points
Transfer pathsAir India family program, Miles & More
View cardAdd to compare
Top match
95
RBL Bank
RBL Bank World Safari Credit Card
RBReward Points
Etihad Guest
Top matchPremium (Travel)

RBL Bank World Safari Credit Card

5 RP per Rs. 100 on international spends 2 RP per Rs. 100 on retail spends

Why it fits
Etihad Guest gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
The benefits mention forex-friendly international spend.
Watchouts
No major caution stood out from the current catalog data.
8 complimentary domestic + 4 international lounge visits per year via Priority Passzero forex markup (best in class)air accident cover Rs. 50 lakhtravel insuranceconcierge
Est. yearly reward value
₹29,100

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 3,000 + GST
Reward typeReward Points
Transfer pathsEtihad Guest
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Strong fit
86
SBI Card
SBI Card MILES
SCMiles
Travel portal fallback
Strong fitTravel (Entry-Premium)

SBI Card MILES

2 Travel Credits per Rs. 200 on travel spends 1 Travel Credit per Rs. 200 on other retail spends

Why it fits
Travel portal fallback gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
The benefits mention forex-friendly international spend.
Watchouts
No major caution stood out from the current catalog data.
8 complimentary domestic lounge visits per year (2/qtr)3.5% forex markupairport transfers via Uber1% fuel surcharge waivertravel insurance
Est. yearly reward value
₹18,960

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 1,499 + GST (waivable on Rs. 6L spend)
Reward typeMiles
Transfer pathsTravel portal fallback
View cardAdd to compare
Strong fit
86
Axis Bank
Axis Vistara Credit Card
ABEdge Points
Axis Travel EDGEAir India family program
Strong fitCo-Branded (Airline)

Axis Vistara Credit Card

Accelerated Club Vistara points on Vistara flights Base EDGE RP on other spends

Why it fits
Axis Travel EDGE + Air India family program gives you a real travel redemption path.
Perk stack: Complimentary Vistara flight vouchers, priority boarding
Catalog estimate: about ₹18,960 in reward value per year at this spend.
Watchouts
No major caution stood out from the current catalog data.
Complimentary Vistara flight voucherspriority boarding
Est. yearly reward value
₹18,960

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 1,500 + GST
Reward typeEdge Points
Transfer pathsAxis Travel EDGE, Air India family program
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Strong fit
86
SBI Card
SBI Card MILES PRIME
SCMiles
Travel portal fallback
Strong fitTravel (Mid-Premium)

SBI Card MILES PRIME

4 Travel Credits per Rs. 200 on travel spends 2 Travel Credits per Rs. 200 on other retail spends 6 Travel Credits per Rs. 200 on dining and grocery

Why it fits
Travel portal fallback gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
The benefits mention forex-friendly international spend.
Watchouts
No major caution stood out from the current catalog data.
8 domestic + 4 international lounge visits per year3% forex markupcomplimentary Pizza Hut/airport transfers1% fuel surcharge waivertravel insurance
Est. yearly reward value
₹18,960

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 2,999 + GST (waivable on Rs. 6L spend)
Reward typeMiles
Transfer pathsTravel portal fallback
View cardAdd to compare
Strong fit
84
HDFC Bank
HDFC Regalia Credit Card
HBReward Points
HDFC SmartBuy
Strong fitMid-Premium

HDFC Regalia Credit Card

4 RP per Rs. 150 on all spends

Why it fits
HDFC SmartBuy gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
Perk stack: Airport lounge access, travel insurance, milestone benefits
Watchouts
No major caution stood out from the current catalog data.
Airport lounge accesstravel insurancemilestone benefits
Est. yearly reward value
₹21,600

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 2,500 + GST
Reward typeReward Points
Transfer pathsHDFC SmartBuy
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Strong fit
83
Federal Bank
Federal Bank Imperio Credit Card
FBReward Points
Strong fitPremium

Federal Bank Imperio Credit Card

4 RP per Rs. 100 on dining and groceries 2 RP per Rs. 100 on other retail spends No earn on rent, fuel, government

Why it fits
Lounge access is clearly called out in the catalog.
The benefits mention forex-friendly international spend.
Perk stack: 8 complimentary domestic lounge visits per year (2/qtr), 3.5% forex marku…
Watchouts
Travel transfer flexibility is less explicit in the current catalog.
8 complimentary domestic lounge visits per year (2/qtr)3.5% forex markup1% fuel surcharge waiverconciergecomprehensive travel insurance
Est. yearly reward value
₹24,000

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 3,000 + GST (waivable on Rs. 3L annual spend)
Reward typeReward Points
Transfer pathsNot explicit
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Strong fit
82
HDFC Bank
Tata Neu Infinity HDFC Credit Card
HBNeucoins
HDFC SmartBuy
Strong fitCo-Branded (Tata Premium)

Tata Neu Infinity HDFC Credit Card

Higher NeuCoin earn rates vs Tata Neu Plus Welcome bonus: 1,499 NeuCoins

Why it fits
HDFC SmartBuy gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
Perk stack: Lounge access, travel insurance, higher NeuCoin earn
Watchouts
No major caution stood out from the current catalog data.
Lounge accesstravel insurancehigher NeuCoin earn
Est. yearly reward value
₹18,960

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 1,499 + GST
Reward typeNeucoins
Transfer pathsHDFC SmartBuy
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Strong fit
82
Axis Bank
Axis Horizon Credit Card
ABEdge Points
Axis Travel EDGE
Strong fitTravel Mid-Range

Axis Horizon Credit Card

Accelerated EDGE RP on travel categories

Why it fits
Axis Travel EDGE gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
Perk stack: Travel insurance, lounge access
Watchouts
No major caution stood out from the current catalog data.
Travel insurancelounge access
Est. yearly reward value
₹18,960

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 3,000 + GST
Reward typeEdge Points
Transfer pathsAxis Travel EDGE
View cardAdd to compare
Strong fit
81
SBI Card
Reliance SBI Card PRIME
SCReward Points
Strong fitCo-Branded (Retail/Lifestyle Premium)

Reliance SBI Card PRIME

5 RP per Rs. 100 at Reliance Retail outlets (Reliance Smart, Trends, Digital, Jewels) 3 RP per Rs. 100 on dining, movies, grocery 2 RP per Rs. 100 on other spends

Why it fits
Lounge access is clearly called out in the catalog.
Perk stack: 8 complimentary domestic lounge visits per year, movie ticket discounts,…
Catalog estimate: about ₹27,000 in reward value per year at this spend.
Watchouts
Travel transfer flexibility is less explicit in the current catalog.
8 complimentary domestic lounge visits per yearmovie ticket discounts1% fuel surcharge waivertravel insurance
Est. yearly reward value
₹27,000

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 2,999 + GST (waivable on Rs. 3L spend)
Reward typeReward Points
Transfer pathsNot explicit
View cardAdd to compare
Strong fit
80
HDFC Bank
HDFC Regalia Gold Credit Card
HBReward Points
HDFC SmartBuy
Strong fitUpper Mid-Range

HDFC Regalia Gold Credit Card

4 RP per Rs. 150 on ALL categories (incl. insurance, utilities, education)

Why it fits
HDFC SmartBuy gives you a real travel redemption path.
Lounge access is clearly called out in the catalog.
Perk stack: Swiggy One, MMT Black Gold, Good Food Trail dining
Watchouts
No major caution stood out from the current catalog data.
Swiggy OneMMT Black GoldGood Food Trail dininglounge
Est. yearly reward value
₹27,000

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 2,500 + GST
Reward typeReward Points
Transfer pathsHDFC SmartBuy
View cardAdd to compare
Worth a look
79
Bank Of Baroda / Bobcard
BOBCARD Premier
BOReward Points
Worth a lookMid-Premium

BOBCARD Premier

10 RP per Rs. 100 on Travel, Dining, Intl (5X) 2 RP per Rs. 100 on other spends

Why it fits
Lounge access is clearly called out in the catalog.
Perk stack: Travel companion card, lounge access
Catalog estimate: about ₹27,360 in reward value per year at this spend.
Watchouts
Travel transfer flexibility is less explicit in the current catalog.
Travel companion cardlounge access
Est. yearly reward value
₹27,360

Blended from catalog earn-rate signals and the monthly spend you selected.

Annual feeRs. 1,499 + GST
Reward typeReward Points
Transfer pathsNot explicit
View cardAdd to compare
Data note

The accelerator uses the same card catalog powering Swype's Cards section. Transfer paths and travel fit use the current inferred flight access model, while bonus and perk notes come from the structured card fields already available on the site.