Standard Chartered

Standard Chartered Ultimate Credit Card

5 RP per Rs. 150 (effective ~3.33%) 20X on select online merchants

Ultimate
Official card photo
Pulled from the issuer page so people can see the card artwork when they open this card.
Annual Fee
Rs. 5,000 + GST
Reward Type
Reward Points
Card Tier
Premium
Top Perks
Loungeconciergetravel insurance
How To Redeem
Card Details
Card Tier
Premium
Annual Fee
Rs. 5,000 + GST
How You Earn
5 RP per Rs. 150 (effective ~3.33%) 20X on select online merchants
Top Perks
Lounge, concierge, travel insurance
How to redeem

Exact provider click paths for the redemption programs this card can realistically access, including the travel-portal and transfer choices you need to distinguish before moving points.

SC 360 RewardsOpen SC 360 Rewards

Standard Chartered 360 Rewards

Standard Chartered keeps rewards inside Online Banking or SC Mobile. It is a straightforward portal flow with fewer transfer-style branches than the premium Indian travel portals.

Standard Chartered 360 Rewards portal and help page
Airline transfer partners

Standard Chartered 360 Rewards is built around fixed-value catalogue and statement balance use — direct airline transfers are not the main play. Partner tiles will land here if SC adds airline transfers.

Flights
  • Travel and catalogue redemption both sit under the 360 Rewards surface.
  • Most cards are better for fixed-value redemption than for complex transfer workflows.
Hotels
  • Hotel use is easiest through the rewards portal once you have confirmed the point value.
  • The app and online banking flows are equivalent; use whichever is faster.
What to watch
  • Standard Chartered publishes separate values for catalogue versus statement-balance redemption on some cards.
  • Use the 360 Rewards portal or SC Mobile, not the public marketing page, for the actual redemption flow.
Click path

Structured the same way a points tutorial would walk you through the portal: where to start, what to click, and what to double-check before confirming.

1

Start in Online Banking or SC Mobile

Online BankingOnline Rewards

Standard Chartered officially documents both. Online Banking is the clearer desktop flow, while SC Mobile gives you a fast app path for the same portal.

Standard Chartered reward points redemption help
2

Use SC Mobile if you prefer the app

SC MobileCredit Card Rewards

The mobile path is similar: open the app, choose Credit Card Rewards from the left-side menu, then continue into the portal.

3

Review value and submit the redemption

Choose optionReview valueRedeem

Once the 360 Rewards page loads, confirm whether you are redeeming against catalogue value or statement value, then follow the portal prompts to finish the redemption.