SBI Card

SBI Card ELITE

5 RP per Rs. 100 on dining 2 RP per Rs. 100 on other spends

SBI Card ELITE
Official card photo
Pulled from the issuer page so people can see the card artwork when they open this card.
Annual Fee
Rs. 4,999 + GST (waivable on Rs. 10L annual spend)
Reward Type
Reward Points
Card Tier
Premium
Top Perks
Extensive lounge accessmovie offers (2 free/month)milestone benefits
How To Redeem
Card Details
Card Tier
Premium
Annual Fee
Rs. 4,999 + GST (waivable on Rs. 10L annual spend)
How You Earn
5 RP per Rs. 100 on dining 2 RP per Rs. 100 on other spends
Top Perks
Extensive lounge access, movie offers (2 free/month), milestone benefits
How to redeem

Exact provider click paths for the redemption programs this card can realistically access, including the travel-portal and transfer choices you need to distinguish before moving points.

SBI Card Rewards

SBI Card keeps the cleanest path inside the SBI Card app. Product or voucher redemption happens in the rewards catalogue, while statement-credit style redemptions follow separate support instructions.

Portal screenshot pending

We'll drop a fresh capture in here once SBI Rewards is reachable from our crawler.

Airline transfer partners
1 programs
Air India Maharaja Club

SBI Card relies on catalogue and statement-credit value; airline transfer partners are minimal compared to Amex/Axis/HDFC. More partner tiles will land here when SBI publishes new programs.

Flights
  • Good for catalogue and travel-style redemption inside the SBI Card ecosystem.
  • Flight or hotel value depends heavily on the card-specific reward conversion rate.
Hotels
  • Use the rewards flow when you want SBI's catalogue or travel inventory path rather than a transfer.
  • Statement-credit caps can make travel redemption more attractive than cash-style redemption.
What to watch
  • SBI has explicit capping and minimum redemption rules for statement credit.
  • The app flow is better for normal catalogue redemption than email or phone support.
Click path

Structured the same way a points tutorial would walk you through the portal: where to start, what to click, and what to double-check before confirming.

1

Open rewards from the SBI Card app

SBI Card appMoreRewards

SBI's documented path is app-first. Use it when you are redeeming through the rewards catalogue or other standard SBI Card redemption options.

2

Add the redemption to the cart and check out

RewardsRedeemAdd to cartRedeem CartCheckout

After you enter the rewards area, choose Redeem, add the product or option to your cart, then move through Redeem Cart and Checkout.

3

Use support channels for statement credit

Email / call supportRequest statement credit

SBI documents statement credit separately from catalogue checkout, so use the helpline or email path if you want a cash-style adjustment instead of a travel or catalogue redemption.