IDFC First Bank
IDFC FIRST SWYP Credit Card
Up to 6X RP on online spends after monthly threshold 3X RP on retail spends after monthly threshold Standard RP below threshold
Official card photo
Pulled from the issuer page so people can see the card artwork when they open this card.
Annual Fee
Nil
Reward Type
Reward Points
Card Tier
Entry (Lifetime Free, EMI-focused)
Top Perks
In-app convert-to-EMI for any spend4 complimentary domestic lounge visits per year on Rs. 20K monthly spend1% fuel surcharge waiverup to 20% discount on partner brands
Card Details
Card Tier
Entry (Lifetime Free, EMI-focused)
Annual Fee
Nil
How You Earn
Up to 6X RP on online spends after monthly threshold 3X RP on retail spends after monthly threshold Standard RP below threshold
Welcome Bonus
Welcome voucher pack (Zomato, BookMyShow, etc.)
Redeem As
Statement credit · vouchers via IDFC FIRST app
Top Perks
In-app convert-to-EMI for any spend · 4 complimentary domestic lounge visits per year on Rs. 20K monthly spend · 1% fuel surcharge waiver · up to 20% discount on partner brands