ICICI Bank

ICICI Emeralde Private Metal Credit Card

3% reward rate on regular spends

ICICI Emeralde Private
Official card photo
Pulled from the issuer page so people can see the card artwork when they open this card.
Annual Fee
Rs. 12,000 + GST
Reward Type
Other
Card Tier
Ultra-Premium (Invite-Only)
Top Perks
Metal cardunlimited loungegolfconcierge
How To Redeem
Card Details
Card Tier
Ultra-Premium (Invite-Only)
Annual Fee
Rs. 12,000 + GST
How You Earn
3% reward rate on regular spends
Top Perks
Metal card, unlimited lounge, golf, concierge
How to redeem

Exact provider click paths for the redemption programs this card can realistically access, including the travel-portal and transfer choices you need to distinguish before moving points.

ICICI RewardsOpen ICICI Rewards

ICICI Bank Rewards

ICICI keeps the redemption flow inside Internet Banking or iMobile Pay. It is a cleaner banking-app flow than a separate travel portal, so the main job is choosing the correct redemption type before you confirm.

Portal screenshot pending

We'll drop a fresh capture in here once ICICI Rewards is reachable from our crawler.

Airline transfer partners
4 programs
British Airways Club
Etihad Guest
Emirates Skywards
Air India Maharaja Club

ICICI's transfer roster is narrower than Amex or Axis. Premium tiers like Emeralde Private Metal unlock the strongest options — check inside iMobile Pay before assuming a partner is live.

Flights
  • ICICI lets you redeem through Internet Banking or iMobile Pay.
  • Use iShop or the rewards area when you want travel-booking redemptions instead of a simple catalogue redemption.
Hotels
  • Hotel redemption is handled through the ICICI rewards ecosystem rather than a separate travel-branded portal.
  • Check whether the card supports the new ICICI rewards platform before assuming the same flow.
What to watch
  • ICICI charges a redemption handling fee on many reward redemptions.
  • If you are deciding between travel and statement-style value, compare the actual redemption ratio before confirming.
Click path

Structured the same way a points tutorial would walk you through the portal: where to start, what to click, and what to double-check before confirming.

1

Open the rewards area from Internet Banking

Internet BankingCards & LoansICICI Bank Rewards

ICICI's official flow starts inside Internet Banking. Once you are signed in, the rewards section is nested under Cards and Loans.

2

Select the card and choose redeem

Select cardRedeemChoose optionConfirm

After the rewards page loads, choose the card you want to redeem against, then enter the redemption catalogue or travel path and confirm the order or booking.

3

Use iMobile Pay if you prefer the app flow

iMobile PayCards & ForexSelect cardRedeem now

ICICI also supports the same redemption journey inside iMobile Pay, which is useful if you want to handle travel redemption from your phone.