HDFC SmartBuy
The strongest HDFC redemption path still runs through SmartBuy for flights, hotels, and selected vouchers, with a separate NetBanking flow for airmiles transfers.
We'll drop a fresh capture in here once SmartBuy is reachable from our crawler.






Diners Club Black, Infinia, and Regalia tiers each have different airmiles partner rosters — confirm the live list inside NetBanking before transferring.
- Book flights directly inside SmartBuy and apply points during checkout.
- Use NetBanking if you need the airmiles transfer flow instead of portal booking.
- Hotel booking redemption lives inside SmartBuy Stays with points adjustment at checkout.
- Works well when you want fixed-value hotel redemption without waiting for a partner transfer.
- Portal prices and caps still matter; compare the cash rate before redeeming.
- For airline transfers, the NetBanking airmiles path is separate from the portal booking path.
Structured the same way a points tutorial would walk you through the portal: where to start, what to click, and what to double-check before confirming.
Open SmartBuy for flights or hotels
Use SmartBuy when you want to redeem directly against travel inventory. This is the clean path for portal bookings and fixed-value hotel redemptions.
Search, pick the itinerary, and redeem at checkout
After you pick the itinerary, move through the booking flow and adjust the rewards points you want to burn before you pay with your linked HDFC card and OTP.
Use NetBanking for airmiles conversion
If Alfi recommends a transfer partner instead of a SmartBuy booking, HDFC documents the transfer flow through NetBanking rather than through the travel checkout.
