American Express (amex)

American Express SmartEarn Credit Card

10X MR on Flipkart, Amazon, Uber, Swiggy, BookMyShow 5X MR on other online spends 1X on offline spends

American Express SmartEarn Credit Card
Official card photo
Pulled from the issuer page so people can see the card artwork when they open this card.
Annual Fee
Nil (Lifetime Free available)
Reward Type
Other
Card Tier
Entry-Level
Top Perks
Strong online rewardsLTF option
How To Redeem
Card Details
Card Tier
Entry-Level
Annual Fee
Nil (Lifetime Free available)
How You Earn
10X MR on Flipkart, Amazon, Uber, Swiggy, BookMyShow 5X MR on other online spends 1X on offline spends
Top Perks
Strong online rewards, LTF option
How to redeem

Exact provider click paths for the redemption programs this card can realistically access, including the travel-portal and transfer choices you need to distinguish before moving points.

American Express Membership Rewards

Best when you already know the airline or hotel program you want. Amex's direct transfer flow is the cleanest way to move points into partner loyalty accounts before you book.

American Express Membership Rewards portal landing page
Airline transfer partners
8 programs
Singapore KrisFlyer
British Airways Club
Etihad Guest
Emirates Skywards
Air Canada Aeroplan
Flying Blue
Cathay Asia Miles
Virgin Atlantic Flying Club

Amex MR has the deepest direct airline transfer roster of the Indian portals. Verify the live ratio before moving — partner rosters and rates change.

Flights
  • Transfer points to airline partners directly from the Membership Rewards portal.
  • Use when Alfi finds a partner-space match and you are ready to ticket.
Hotels
  • Useful for hotel transfers and Taj-style voucher redemptions depending on the card.
  • Treat hotel moves as final transfers; confirm inventory before moving points.
What to watch
  • Check transfer partner availability before moving points.
  • Voucher and statement-credit options are usually weaker than airline or hotel transfers.
Click path

Structured the same way a points tutorial would walk you through the portal: where to start, what to click, and what to double-check before confirming.

1

Open the rewards portal after signing in

Sign inRewardsMembership Rewards

Start inside your Amex account, then jump into the Membership Rewards portal so the transfer and redemption options load against the right card.

Amex Membership Rewards portal after sign in
2

Choose the transfer or use-points path

Explore RewardsTransfer PointsSelect partner

For flights and hotels, move through the transfer flow first. Only use statement credit or generic catalogue redemptions when you intentionally want lower value but higher flexibility.

If this is your first transfer, Amex will ask you to link the loyalty account before you can continue.
3

Review the ratio and confirm

Enter pointsReviewConfirm transfer

Enter the exact number of points you need for the booking, review the transfer ratio and partner account details, then confirm the transfer and return to the airline or hotel site to complete the booking.